Other credit-granting services

CPC v2.1 Code: 71139

About other credit-granting services

cpc code 71139, 'Other credit-granting services', encompasses a diverse range of financial activities that play a crucial role in the broader economy. This industry provides specialized credit-related services beyond traditional banking, catering to the unique needs of individuals and businesses. From consumer finance to commercial lending, these services facilitate economic growth and enable access to capital for a wide range of market participants.

Production process

The core production techniques in this industry involve the assessment of creditworthiness, the structuring of loan agreements, and the management of credit risk. Professionals in this field utilize sophisticated financial modeling, data analysis, and risk management strategies to evaluate the viability of credit applications and tailor lending solutions to the specific requirements of their clients.

Production inputs

The main inputs required for this industry include a deep understanding of financial markets, regulatory frameworks, and credit analysis methodologies. Skilled personnel, such as underwriters, loan officers, and credit analysts, are essential inputs, as they leverage their expertise to assess the creditworthiness of borrowers and structure appropriate financing arrangements. Additionally, access to capital, information technology systems, and robust data sources are critical inputs that enable these credit-granting services to function effectively.

Production outputs

The primary outputs of cpc code 71139 are the various credit-granting services provided to individuals and businesses. These may include 64192 Consumer lending, 64193 Commercial lending, 64194 Mortgage lending, and other specialized financing solutions. The outputs of this industry are consumed by a wide range of economic actors, from households seeking personal loans to corporations seeking commercial financing for their operations and expansion plans.

Family tree for other credit-granting services

    graph LR
    A["<a href='/classifications/cpc/v2-1/7'>7: Financial and related services; real estate services; and rental and leasing services</a>"]
A --> B["<a href='/classifications/cpc/v2-1/71'>71: Financial and related services</a>"]
B --> C["<a href='/classifications/cpc/v2-1/711'>711: Financial services, except investment banking, insurance services and pension services</a>"]
C --> D["<a href='/classifications/cpc/v2-1/7113'>7113: Credit-granting services</a>"]
D --> E["<a href='/classifications/cpc/v2-1/71139'>71139: Other credit-granting services</a>"]

    D --> F["<a href='/classifications/cpc/v2-1/71131'>71131: Residential mortgage loan services</a>"]
D --> G["<a href='/classifications/cpc/v2-1/71132'>71132: Non-residential mortgage loan services</a>"]
D --> H["<a href='/classifications/cpc/v2-1/71133'>71133: Personal non-mortgage loan services for non-business purposes</a>"]
D --> I["<a href='/classifications/cpc/v2-1/71134'>71134: Credit card loan services</a>"]
D --> J["<a href='/classifications/cpc/v2-1/71135'>71135: Non-mortgage loan services for business purposes</a>"]

    

    %% Color coordination by level

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    classDef level2 color:#000,fill:#e0a458,stroke:#333,stroke-width:1px
    classDef level3 color:#000,fill:#419d78,stroke:#333,stroke-width:1px
    classDef level4 color:#000,fill:#c04abc,stroke:#333,stroke-width:1px
    classDef level5 color:#000,fill:#f1c40f,stroke:#333,stroke-width:1px
    classDef level6 color:#000,fill:#f1c40f,stroke:#333,stroke-width:1px
    classDef highlight color:#000,fill:#fff,stroke:#000,stroke-width:5px



  %% Apply classes
  class A level1
class B level2
class C level3
class D level4
class E level5
class F level5
class G level5
class H level5
class I level5
class J level5

  class E highlight

  %% class A level1
  %% class B,C level2
  %% class D,E,F,G,H,I level2
  %% class J,K,L,M,N,O,P level3
  %% class E highlight