Non-residential mortgage loan services

CPC v2.1 Code: 71132

About non-residential mortgage loan services

cpc code 71132 covers the industry of non-residential mortgage loan services, which plays a crucial role in the broader economy. This industry provides financing solutions for the acquisition, construction, or refinancing of commercial, industrial, and other non-residential properties. By facilitating access to capital, this industry supports the development and growth of businesses, contributing to economic activity and job creation across various sectors.

Production process

The main production techniques in the non-residential mortgage loan services industry involve the assessment of loan applications, underwriting, and the origination of mortgage loans. Lenders evaluate the creditworthiness of borrowers, the value of the property, and the feasibility of the proposed project. They then structure the loan terms, including interest rates, repayment schedules, and any collateral requirements. The final step is the disbursement of the loan funds to the borrower, who can then use the capital to acquire, construct, or refinance their non-residential property.

Production inputs

The key inputs required for the non-residential mortgage loan services industry include access to capital, which lenders use to fund the loans they provide. Lenders also rely on skilled professionals, such as underwriters, loan officers, and appraisers, to assess the risk and viability of loan applications. Additionally, this industry requires robust data and analytics capabilities to evaluate the creditworthiness of borrowers and the value of the underlying properties.

Production outputs

The primary output of the non-residential mortgage loan services industry is the provision of financing for the acquisition, construction, or refinancing of commercial, industrial, and other non-residential properties. The loans generated by this industry are then consumed by businesses and investors seeking to expand or improve their non-residential real estate holdings. This, in turn, supports the growth and development of 54111 Architectural services, 23 Construction, and other related industries that rely on access to capital for their operations.

Family tree for non-residential mortgage loan services

    graph LR
    A["<a href='/classifications/cpc/v2-1/7'>7: Financial and related services; real estate services; and rental and leasing services</a>"]
A --> B["<a href='/classifications/cpc/v2-1/71'>71: Financial and related services</a>"]
B --> C["<a href='/classifications/cpc/v2-1/711'>711: Financial services, except investment banking, insurance services and pension services</a>"]
C --> D["<a href='/classifications/cpc/v2-1/7113'>7113: Credit-granting services</a>"]
D --> E["<a href='/classifications/cpc/v2-1/71132'>71132: Non-residential mortgage loan services</a>"]

    D --> F["<a href='/classifications/cpc/v2-1/71131'>71131: Residential mortgage loan services</a>"]
D --> G["<a href='/classifications/cpc/v2-1/71133'>71133: Personal non-mortgage loan services for non-business purposes</a>"]
D --> H["<a href='/classifications/cpc/v2-1/71134'>71134: Credit card loan services</a>"]
D --> I["<a href='/classifications/cpc/v2-1/71135'>71135: Non-mortgage loan services for business purposes</a>"]
D --> J["<a href='/classifications/cpc/v2-1/71139'>71139: Other credit-granting services</a>"]

    

    %% Color coordination by level

    classDef level1 color:#000,fill:#a8f9ff,stroke:#333,stroke-width:2px
    classDef level2 color:#000,fill:#e0a458,stroke:#333,stroke-width:1px
    classDef level3 color:#000,fill:#419d78,stroke:#333,stroke-width:1px
    classDef level4 color:#000,fill:#c04abc,stroke:#333,stroke-width:1px
    classDef level5 color:#000,fill:#f1c40f,stroke:#333,stroke-width:1px
    classDef level6 color:#000,fill:#f1c40f,stroke:#333,stroke-width:1px
    classDef highlight color:#000,fill:#fff,stroke:#000,stroke-width:5px



  %% Apply classes
  class A level1
class B level2
class C level3
class D level4
class E level5
class F level5
class G level5
class H level5
class I level5
class J level5

  class E highlight

  %% class A level1
  %% class B,C level2
  %% class D,E,F,G,H,I level2
  %% class J,K,L,M,N,O,P level3
  %% class E highlight