Other credit granting

NACE v2.1 Code: L64.92

About other credit granting

NACE code 64.92, 'Other credit granting', encompasses a crucial segment of the financial services industry. This industry plays a vital role in the broader economy by providing alternative credit options to individuals and businesses that may not have access to traditional banking services. From personal loans to specialized financing solutions, the 'Other credit granting' industry helps to facilitate economic growth and development by expanding access to capital.

Production process

The core activities within the 'Other credit granting' industry involve the assessment of creditworthiness, the structuring of loan agreements, and the management of repayment schedules. Lenders in this industry utilize a range of underwriting techniques, including risk analysis, income verification, and collateral evaluation, to determine the appropriate terms and conditions for each credit transaction.

Production inputs

The primary inputs required for the 'Other credit granting' industry include access to capital, a skilled workforce with expertise in financial analysis and risk management, and robust regulatory frameworks to ensure the integrity of the lending process. Lenders in this industry may also rely on various data sources, such as credit reports and market intelligence, to inform their decision-making.

Production outputs

The main outputs of the 'Other credit granting' industry are the various loan products and financing solutions offered to individuals and businesses. These may include personal loans, small business loans, peer-to-peer lending, and specialized financing for specific industries or purposes. The outputs of this industry are often consumed by other NACE codes, such as 68.20 Renting and operating of own or leased real estate, 46.90 Non-specialised wholesale trade, and 47.99 Other retail sale not in stores, stalls or markets.

Revisions to 64.92

Classification codes are adjusted frequently. The code may have been revised or replaced between system versions. The table below shows the history (newest to oldest) of the code 64.92. The most recent 2 versions of this code (64.92) is in the NACE v2.1 system (this version):

This page shows the most recent version of code 64.92.

Family tree for other credit granting

    graph LR
    A["<a href='/classifications/nace/v2-1/L'>L: FINANCIAL AND INSURANCE ACTIVITIES</a>"]
A --> B["<a href='/classifications/nace/v2-1/L/64'>64: Financial service activities, except insurance and pension funding</a>"]
B --> C["<a href='/classifications/nace/v2-1/L/64/9'>64.9: Other financial service activities, except insurance and pension funding</a>"]
C --> D["<a href='/classifications/nace/v2-1/L/64/92'>64.92: Other credit granting</a>"]

    C --> E["<a href='/classifications/nace/v2-1/L/64/91'>64.91: Financial leasing</a>"]
C --> F["<a href='/classifications/nace/v2-1/L/64/99'>64.99: Other financial service activities, except insurance and pension funding n.e.c.</a>"]

    

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    classDef level4 color:#000,fill:#c04abc,stroke:#333,stroke-width:1px
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    classDef level6 color:#000,fill:#f1c40f,stroke:#333,stroke-width:1px
    classDef highlight color:#000,fill:#fff,stroke:#000,stroke-width:5px



  %% Apply classes
  class A level1
class B level2
class C level3
class D level4
class E level4
class F level4

  class D highlight

  %% class A level1
  %% class B,C level2
  %% class D,E,F,G,H,I level2
  %% class J,K,L,M,N,O,P level3
  %% class D highlight